For stability and reliability, PhilCharter is the company you can bank on.

BUSINESS SECURITY ADVANTAGE:

PhilCharter’s BusinessSecurity helps you to be more than responsible business owners!

It aims to provide:

• Customized insurance protection for various business operations
• Stores
• Shops
• Offices
• Restaurants
• Kiosks
• Clinics
• Beauty Salons
• Water Refilling Stations
• Provides business with comprehensive business protection at affordable price

BusinessSecurity Basic Features:

1. PROPERTY INSURANCE

Pays for the loss or damage to property, equipment, furniture, fixture, fittings, business improvements, stocks and other contents arising from fire, lightning, impact by aircraft or other aerial devices, smoke damage, vehicle impact, typhoon, earthquake, flood, riots, strikes, and other malicious damage.

2. COMPREHENSIVE GENERAL LIABILITY

Pays for legal liabilities to third party for death, bodily injury (including illness), and for loss or damage to property which happens in connection with the conduct of business insured under the policy.

BusinessSecurity Optional Coverage:

1. Business Interruption Cover

Pays for the extra expense or necessary extra costs incurred to temporarily continue as normal following interruptions to your business due to the insured perils, including the costs of fitting out temporary business location.

2. Personal Accident Insurance

Compensation for accidental death or injury to enrolled employees not exceeding 65 years of age.

3. Money, Securities and Payroll Insurance

Pays for the loss of money, including money intended for payroll, inside and outside premises.

4. Fidelity Insurance

Pays for the loss of money, securities and other valuable properties resulting from dishonest act of employees.

5. Flexibility

Accepts commercial risks requiring higher coverage for property based on clients requirements.