|
Refers to that insurance, which provides benefits/indemnity in case of loss/es to the life or well being of a person arising out of an accident.
Coverage
- Accidental Death - covers loss of life
arising from the injuries sustained by the
individual.
- Accidental Loss of Limb - covers loss
of limb that may either be permanently disabled
or the actual dismemberment of the limb.
|
Medical Expenses – covers expenses incurred for the treatment of the injuries sustained from the accident.
2) Classes of Occupation
| CLASS I |
- Duties with no manual work : |
| |
Accountant, Advertising Manager, Architect (office only), Auditor (office only), Banker, Chemist (dispensing only), Clergyman, Clerk, Engineer (office only), Jeweler, Lawyer (office only), Manager (office only), Optician, Photographer (studio only), Teacher, similar professions and occupations. |
| |
|
| CLASS II |
- Duties with no manual work but include traveling, inspecting or surveying: |
| |
Agents, Appraiser, Adjusters, Auditor (including travel), Automobile Dealer, Bookseller, Buyer, Commercial Traveler, Inspector, Land Surveyor, Lawyer (including travel), Press Photographer, Physician, similar professions and occupations. |
| |
|
| CLASS III |
- Duties involving supervision of manual work: |
| |
Includes occasional manual work in superintending workmen like Bakery Manager, Brew Master, Chemist (laboratory analyst), Decorating Contractor, Dentist, Engineer, Foreman, Grocery Manager, Hair-dresser, Manicurist, Pharmacist, Painting Contractor, Surgeon, Master Tradesman generally who only superintend workmen. |
| |
|
| CLASS IV |
- Duties involving manual work: |
| |
Baker, Barber, Chauffeur (private), Engraver, Gardener, Messenger, Radio Technician, Tailor, Upholsterer, Veterinary Surgeon, Master Tradesman generally who do light manual work. |
| |
|
I. TRAVEL ACCIDENT INSURANCE
II. FAMILY UMBRELLA ACCIDENT PLAN
III. BREADWINNER PLUS
IV.
Auto Passenger Travel Accident Insurance |
|
